When do i start medicare benefits

Remember me. You can enroll in Medicare at anytime during this seven-month period, which includes the three months before, the month of, and the three months following your 65th birthday. The date when your Medicare coverage begins depends on when you sign up. If you enroll during the first three months of your IEP, coverage begins the month in which you first become eligible for Medicare. If you enroll during the fourth month of your IEP, coverage begins the month following the month of enrollment.

If you enroll during the fifth month of your IEP, coverage begins the second month following the month of enrollment. Shopping for Medicare. Video transcript An animated white speech bubble appears over an animated character's blue and yellow head. Some of the pencils disappear and a row of calendars appear. The form for Part D is highlighted. A blue background slides down and white text appears. Get Started. Medicare Made Clear. Medicare Made Clear Whether you're just starting out with Medicare, need to brush up on the facts, or are helping a loved one, start your journey here.

Introduction to Medicare. Explore More. Get the Latest Boost your Medicare know-how with reliable, up-to-date news and information delivered to your inbox every month. Sign up now. Thank You! Watch your inbox for helpful Medicare tips and information. First Name.

Last Name. Email Address. Sign Up. Related Articles. See More Articles. Explore More Medicare Topics. Enter your ZIP Code for plans in your area. ET, Monday — Friday 9 a. If you live outside the United States: If you live outside the United States, without either you or your spouse working, you have a difficult decision to make. But if you or your spouse is working, and you have health insurance from an employer or are covered under the public national health system of the country where you live, you have the right to delay Medicare enrollment until the employment ends.

You will then be entitled to the same SEP explained earlier in this section. There is another exception: If you are not fully insured — that is, if you are not entitled to Part A benefits without paying premiums for them — you cannot sign up for either Part A or Part B while overseas. You can enroll within three months of returning to the United States to live permanently. Otherwise, if you want to sign up for Medicare while living outside the United States, you can apply through your nearest U.

The State Department has an online directory where you can find contact information U. Part D drug coverage has different rules. Coverage begins on the first day of the month after you enroll.

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