Who is fms inc

In , Mr. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win. My 93 yr old Mother , received a bill from FMS that she does not owe! I control all of her finances and I have never heard of this company. I believe this is just another scam. Fms told me I can work out a agreement plan for a student loan that goes by income. They said they would send me the paperwork and never did. They harassed me for over a month with phone calls three times a day saying That I was lying and I should fill out the paperwork.

When I finally received it, it was dated for that week. The debt was made before we were married. They claimed they needed his social to prove income in the house. It was my loan not his. They had already had the loan over half paid this year and are getting 5. I still receive phone calls everyday from them and letters.

They also told me to go behind my husbands back and get his social and give it to them by taking it from our tax refund papers. I do not answer it. FMS entered into a voluntary repayment arrangement with me so that i could again return to school. The representative did not explain to me that the garnishment would continue also. I was made to understand that the agreement would be only that.

I was told the following day that i would have to file to have the garnishment taken off and that i would be paying both and then there was no guarantee that i could go back to school. At no time where their concerns for me understanding exactly what was transpiring, they just took my money.

This is no way to treat a veteran, let alone an american. Write a comment below to share online. Or, instead you can send a secure message to our legal team. Email is required to block spam, but will not be published. Please select your star rating. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Please enter a valid email adress.

Please enter a valid phone number. Want to know if you could sue? They have deleted millions of negative items from companies like FMS, Inc. They will help you dispute the collection account and possibly get it removed from your credit report.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages.

It is also illegal for FMS, Inc. If you are being harassed by a debt collector, you should also consider filing a complaint. Missed payments over several months will cause a hit to your credit score. Couple that with a collection account on your credit report, and it can definitely impact your ability to qualify for new credit.

Debt collectors often buy and sell debt from one another, so this can lead to multiple collections showing on your credit reports for the same account.

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In particular:. Avoid the phone. NEVER talk to a debt collector on the phone. The less they know about you, the better. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.

This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need. Credit Glory specializes in disputing FMS Inc and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop. If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on or setup a consultation with them. They also happen to have incredible customer service. Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report.

Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in and beyond. All rights reserved. Credit Glory Inc.